In 1901 Richard (*) was living in house 51, Loughgall Town, Loughgall, Co. Armagh with his parents and 3 siblings, Robert, Lillian and Eileen. His grandmother, a visitor and a servant are also present in the house.
(*) His name was written as Marcus.
By 1911 the property was known as house 53, Loughgall Town, Loughgall, Co. Armagh. Richard, his parents and 3 siblings Robert, Lillian and Eileen.
On 28th September 1912, Callaghan signed the Ulster Covenant at Loughgall giving his address as Royal School, Armagh.
Richard would have joined the Belfast Banking Company sometime around 1913 working in Donegal. His father signed the Bankers Guarantee and later on, his wife Gwendoline Iris Callaghan also signed it.
Richard enlisted into the Royal Inniskilling Fusiliers and attained the rank of 2nd Lieutenant. He was attached to the Royal Army Service Corps.
The newspaper 'Northern Whig' dated 24th March 1917 reports Officer Cadet R M Callaghan as being promoted to 2nd Lieutenant. His first theatre of war is recorded as France from May 1917.
The newspaper 'Londonderry Sentinel' dated 10th August 1920 reports Lieutenant R M Callaghan, Special Reserve of Officers, as relinquishing his commission but retaining his rank of Lieutenant.
Following his demobilisation after the Great War, Callaghan returned to work. Richard was awarded the Victory Medal and the British War Medal.
The 'Belfast News Letter' dated 24th December 1932 records the death at the Hospital for Sick Children of Marcus on 22nd December 1932. Burial at family burial ground, Loughgall. The family address of Marcus and G Callaghan was 1 Madison Avenue, Belfast.
November 1933 saw a transfer for Richard from Head Office to Banbridge.
R M Callaghan was a member of the Belfast Banking Company Sports Club in March 1948 paying 1 shillings subscription and was recorded as being in Banbridge branch.
Retirement came in 1956.
He died on 2nd September 1959.